Outsourced accounts receivable — full desk coverage

Your accounts receivable desk, run for you.

From invoice created to cash applied — one fixed monthly fee. Every email goes out under your company's name and domain. Your customers never see us.

Fixed fee. No contingency percentage. No handling of your customers' payments — they pay you directly, always.

Stage 01
Invoice created
Stage 02
Delivered & uploaded
Stage 03
Followed up
Stage 04
Promise tracked
Stage 05
Payment received
Stage 06
Cash applied

The problem

Receivables age because nobody owns the follow-through.

In most $5M–$30M services companies, invoicing and collections land on a controller or owner who has a dozen bigger fires. The result is predictable.

Follow-up gaps

Invoices go quiet after day 30

Reminders go out late or not at all. Every silent week makes the invoice harder to collect.

Portal limbo

Invoices stuck in customer portals

Property managers and corporate AP demand portal submission — then invoices sit unapproved with nobody checking status.

Relationship risk

Chasing feels like conflict

Your operators built the customer relationship. Asking them to also demand payment strains it — so they don't.

Hiring cost

The AR hire is hard to make

A full-time AR specialist runs $50–60k loaded — and the seat is hard to fill and harder to keep filled.

One package

The AR Desk

Everything an in-house AR specialist would do, delivered as a service. One scope. One fixed monthly fee.

Full accounts receivable coverage

Fixed monthly feeQuoted on your invoice volume — no percentage of collections, ever

Create & deliver

  • Invoice creation in your system — released only with your approval
  • Invoice delivery and re-delivery to customers
  • Customer portal uploads and status checks
  • Invoice copies, statements & proof-of-delivery dispatch on request

Chase & resolve

  • Systematic follow-up on every open invoice, in your name
  • Aging monitoring across your full ledger
  • Promise-to-pay tracking and payment plan follow-through
  • Dispute escalation and billing-discrepancy flagging

Apply & report

  • Payment matching and cash application in your system
  • Short-pay and unapplied-cash flagging
  • Weekly aging & collection status reports
  • Problem-account narratives your bank or board can read
Only need the receivables side? The scope flexes — if invoicing stays in-house, we run everything from delivery onward. Same desk, same fee logic.

Deliberately yours

What stays with you

Clean scope is the point. These decisions belong inside your company — we never touch them.

Credit decisionsLimits, holds, and who you sell to
Tax setupRates and nexus stay configured by you or your CPA
Month-end closeYour accountant closes the books — we feed clean data
Your customers' moneyPayments go straight to your account. We never handle funds
Write-off callsWe recommend with data. You decide

Why SummitGate

Built to be safe to say yes to.

Relationship-safe by design

Every message goes out under your name and your email domain. To your customers, it's your finance office following up — professional, consistent, and never a third-party collector.

Fixed fee, aligned incentives

US agencies take 15–25% of what they collect. We charge a flat monthly fee — so there's no incentive to strong-arm your customers, and no penalty when your receivables get healthy.

Finance-grade judgment

Your receivables are worked by a finance professional with a decade in private equity, private credit, and M&A — someone who reads an aging file the way an investor reads it.

How it works

Running within a week.

Share your aging file

Send your AR export and customer contacts. We map your data, agree on tone, and you approve every template before anything is sent.

We run the desk

Invoices created and delivered, portals worked, every open balance followed up on schedule — under your name.

Customers pay you

Directly, as always. We match payments, apply cash in your system, and flag anything short or unexplained.

You see everything

Weekly report: what's collected, what's promised, what's stuck and why. Full activity log, always available.

Who it's for

Built for commercial services companies.

Janitorial & commercial cleaning, security & facilities management, landscaping & grounds maintenance — and businesses like them.

B2B on net terms

You invoice other businesses on net-30/45/60 — and they treat those terms as a suggestion.

High invoice volume

Dozens to hundreds of invoices a month across many sites and contracts.

Lean finance team

No dedicated AR seat — or one you can't keep filled. Follow-up happens when someone finds time.

DSO creeping up

The 60+ and 90+ buckets keep growing, and cash flow feels tighter than revenue says it should.

About

Run by a finance professional.

SummitGate Partners was founded by Nikhil C. Before starting SummitGate, Nikhil spent a decade in private equity, private credit, and M&A — underwriting credit risk, analyzing cash flows, and structuring deals.

That background shapes how SummitGate works receivables: with analytical rigor, clear communication, and respect for the client relationships behind every invoice.

SummitGate is not a collection agency. It is a first-party AR support function — operating under your brand, funded by a fixed fee, and designed to recover cash without damaging the commercial relationships that generate it.

Nikhil on LinkedIn
10+
Years in finance
Fixed
Monthly fee only
100%
First-party model What's this?
Every message your customers receive is sent under your company's name and email domain. SummitGate never appears — no third-party collector, no relationship damage.
$0
Contingency fees

Next step

Fifteen minutes. Bring your aging file.

Tell me what's sitting past 60 days. I'll tell you exactly how the desk would work it — and quote you a fixed fee on the spot.

Book a 15-minute call